Terrible times

"But mark this: There will be terrible times in the last days. People will be lovers of themselves, lovers of money, boastful, proud, abusive, disobedient to their parents, ungrateful, unholy, without love, unforgiving, slanderous, without self-control, brutal, not lovers of the good, treacherous, rash, conceited, lovers of pleasure rather than lovers of God— having a form of godliness but denying its power. Have nothing to do with them. " 2 Timothy 3:1-5 (NIV)

If we take these words written to Timothy and apply them to our own lives, what options do we have when we have to relate to people once you have proved they are 'without love' - beyond a shadow of a doubt that they are 'treacherous', 'ungrateful'? Everything they say then comes into question. Paul instructs us to have nothing to do with them. However, these are people I see regularly, relate to, even work alongside.
Terrible times, indeed.